Most people fail to get started with their retirement savings because they think that it takes a significant monthly contribution to make any headway. Don’t fall for that trap! Contributing $25/month towards a retirement plan is doable for most people and it will make all the difference in the world the earlier you start.To get started, contribute to a 401k (if your employer offers one) or open an IRA account if they don’t. Then, contact your HR department to start the deductions out of every paycheck—it is that simple!
